As a homeowner, if you have equity in your home, you are well positioned to get a loan, secured by your position of home ownership. Your equity position is based on how much you owe on your current mortgage, subtracted from how much your home is worth. The balance is the equity you have built up in your home (EQUITY = HOME VALUE – HOME MORTGAGE ).
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Mortgages, Loans & Refinance Options
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 Fixed Rate MortgagesConsidering the rates for a 30 year fixed mortgage is at the lowest it has been in years it’s no wonder so many potential home buyers opt for this type of loan. It’s by far the most popular type of loan issued and for good reason. It offers the security of knowing the payment will start low and remain low for the life of the loan.more info |
 FHA LoansThis is also known as the federal assistance loan and is insured by the Federal Housing Administration and may only be offered by federally qualified lenders. These types of loans are for those who would not traditionally qualify for a loan. Since these types of loans are for lower income borrowers, they also provide more protection from losing your home due to non-payment.more info |
 Adjustable Rate MortgagesDo you need a low monthly payment? Plan on relocating in the next 5 years? Do you want to maximize your cash flow? If you answered YES to anyone of those questions, then you should consider a 5 year adjustable rate mortgage as part of your financial plan.more info |
 VA LoansCreated in 1944 as a means to thank our country’s servicemen and women, this loan is an excellent option for those who qualify. Not only does this type of loan require no money down, it also makes allowances for those who may otherwise be credit challenged. more info |
Latest News 
The 1-2-3 of Homeowner Loans
When a Second Mortgage Makes Sense for Your Family
Any major financial decision should be thoughtfully considered and analyzed. The last few years have felt like a financial roller coaster for many homeowners. None of the old rules seem to apply in today’s market.
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Let’s Make a Deal – Housing and Interest Rates at New Lows!
Our economic reality looks very different today, and has endured the ups and downs of a turbulent and uncertain time in recent years. For those who have withstood the craziness of the last few years, and are ready to take the plunge into home ownership, there’s never been a better time.
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