Our History


Home Lender Depot LLC is a privately held company established in 2009 as a way to help consumers get access to the low interest rate loan packages only offered through the “Wholesale Lending Market”. Since its launch we have helped thousands of customers get the answers they need to make informed, educated decisions based their individual needs, timeline and budget.

Home Lender Depot – Trusted Advisors in the Home Lending Market


When you work with Home Lender Depot, you work with a team of specially trained, highly motivated loan experts that take the upmost pride in their work ensuring every customer gets the individual attention they deserve. This commitment to excellence has earned us a “trusted advisor” status with our customers.

Due in part to our high “trusted advisor” status, we here at Homelenderdepot.com enjoy an industry leading 95% referral rate from our existing customers. With such a high referral rate it allows us to forgo expensive ad campaigns and pass that savings on to you in the form of lower interest rates, lower closing costs and in most cases a free home appraisal.

Home Lender Depot combines the highest customer service standards with the lowest interest rates available in the market today. We work with only FDIC insured lenders in all fifty states and have over 120 lending channels to make sure our customers get the loan that is right for them.

Customized Service from Home Lender Depot


Flexibility is a key driver of our business at Home Lender Depot. Companies talk all the time about the great customer service they offer. At Home Lender Depot, our commitment is to great customer service through customized service. As demonstrated by our strong online presence, we aren’t conventional thinkers. We think it’s important to be agile in our thinking, and flexible in the service and products we offer to our customers. We fundamentally believe that responsible home ownership is good for our customers, and for our country as a whole. There is pride in ownership, a care and concern in owning a home that is difficult to replicate through property rental. We offer our customers many paths to home ownership, recognizing the unique circumstances and lifestyles of our customers.

Home Lender Depot offers:

  • Wholesale lending rates
  • Pre-approval in 15 minutes
  • Over 120 lending sources, which allows us to offer competitive and creative mortgage choices for our customers.
  • Convenience of 24/7 online application, tools and information.

Most importantly, we are diligent and dedicated in staying up to date with changing market conditions, housing trends, and financial instruments that can help our customers achieve their goal of home ownership as cost competitively as possible.

We try to look at challenges through a creative lens, which allows us to many times effectively bring a lender and customer together where all interests are addressed. We firmly believe that today’s market presents exceptional opportunities for many families to realize their dream of home ownership.

Closing the Deal – Fast and Convenient!


Home Lender Depot takes pride in the fact that we have been able to close many marginal deals after our customers had been turned down by other institutions. That’s where our customized service can be a huge differentiator.

When it comes time to close your loan we understand that your time is valuable and that is why we offer our “Anywhere – Anytime” guarantee. Closing a loan at your home, office, restaurant, local coffee shop or even in another country (Yes they couldn’t believe it either when we said “sure no problem” -we have closed loans for our clients while they were vacationing or on business around the world) is an everyday occurrence for our team.

Saving our customers time and money is our #1 goal!

Why Choose Home Lender Depot?


As you review our site, you’ll see that we’re different. We focus on leading technology tools that allow us to provide quick and thoughtful mortgage reviews. You get a quick response from us, but more importantly an innovative mortgage sourcing approach that allows us to tap into over 120 lending sources, thereby securing a low rate loan that matches your individual circumstance and need.

Other Key Reasons to Choose HLD:

  • We offer only Wholesale Lending Rates.
  • Single point of contact for the life of the loan process.
  • Using proprietary technology we can have you pre-approved in 15 minutes.
  • Underwriting average closing is half the time (3 weeks) of the industry standard (6-8 weeks).
  • Home loans of up to 125% value are available.

Don’t take our word for it, see what actual customers have to say about their experience(s) with our level of customer service, knowledge, interest rates and over all satisfaction. “Testimonials

Our expert loan officers will work with you closely to help you make the right decision.

Call 1-877-867-00279 or apply online to get started on your path to becoming a home owner.

Frequently Asked Questions


We always strive to keep our clients informed before, during and after the loan has closed. Along the way we have assembled a list of the most commonly asked questions here.

If you have a question that has not made our list please click here to submit a question and one of our experienced loan specialist will respond to you within 5 min during normal business hours.

For even faster response use our live chat feature or call 877-867-0027 to speak with a live agent.