So, you’re thinking about buying a home? As you’ve discussed options, you’ve probably heard lots of stories. And gotten lots of advice from friends, family and co-workers about how you should arrange financing. While other people’s war stories may have nuggets of good information in them, your

Our economic reality looks very different today, and has endured the ups and downs of a turbulent and uncertain time in recent years. For those who have withstood the craziness of the last few years, and are ready to take the plunge into home ownership, there’s never been a better time.

Step 1: What’s Your Credit Score? All lenders will assess your ability to repay any loan you receive. The most important personal information they will look at is your income, your current monthly expenses, and your history of timely repayment of loans. The most common way your credit history is assessed by lenders is pulling [...]

For consumers considering refinancing their home mortgage, now may be the time to act. Predictions by the Mortgage Bankers Association indicate mortgage rates will increase in 2010 as economic indicators point to the era of cheap credit ending. And even a small change in interest rates can have a profound impact over the life of [...]

In this economy most people believe there is no such thing as “savings,” but there are some easy ways to start putting money away to make that big purchase. No, I don’t mean hiding money in your mattress. Start with the simple things and work towards the more difficult.

Not only do members of the above enjoy special lending rates and options, Congress has now recognized that due to your unique circumstances an exception to the rule regarding the first time and repeat homebuyer tax credits. In case you are not aware the first time homebuyer tax credit of $8,000 was recently joined by [...]