Top things that help your credit score: Remove discrepancies from your credit report Pay your bills on time Pay off credit cards in full Have low debt to limit ratios Increase your credit limits NOT cancelling unused credit cards Things that hurt your score: High credit card balances Low credit limits Late payment history Too [...]

Conventional wisdom today is all over the map when it comes to finding a lender to finance your home purchase. Some experts say it is difficult to get financed if you have a bad credit history because banks are not lending money today. But some customers with bad credit are successfully getting financed today.

So, you’re thinking about buying a home? As you’ve discussed options, you’ve probably heard lots of stories. And gotten lots of advice from friends, family and co-workers about how you should arrange financing. While other people’s war stories may have nuggets of good information in them, your

With hundreds of types of mortgages, and thousands of lenders, how does the average consumer make sense of all of the choice and numbers? Much of it comes down to working with the right mortgage expert and asking the right questions. These two tactics can put you on the road to getting the most affordable [...]

As a homeowner, if you have equity in your home, you are well positioned to get a loan, secured by your position of home ownership. Your equity position is based on how much you owe on your current mortgage, subtracted from how much your home is worth. The balance is the equity you have built [...]

Any major financial decision should be thoughtfully considered and analyzed. The last few years have felt like a financial roller coaster for many homeowners. None of the old rules seem to apply in today’s market.