Conventional wisdom today is all over the map when it comes to finding a lender to finance your home purchase. Some experts say it is difficult to get financed if you have a bad credit history because banks are not lending money today. But some customers with bad credit are successfully getting financed today. It requires working with a creative lender, who understands today’s market, and can effectively navigate the convoluted lending system to secure credit for those individuals with bad credit. Read the rest of this entry »
Mortgages, Loans & Refinance Options
(view all)
 Fixed Rate MortgagesConsidering the rates for a 30 year fixed mortgage is at the lowest it has been in years it’s no wonder so many potential home buyers opt for this type of loan. It’s by far the most popular type of loan issued and for good reason. It offers the security of knowing the payment will start low and remain low for the life of the loan.more info |
 FHA LoansThis is also known as the federal assistance loan and is insured by the Federal Housing Administration and may only be offered by federally qualified lenders. These types of loans are for those who would not traditionally qualify for a loan. Since these types of loans are for lower income borrowers, they also provide more protection from losing your home due to non-payment.more info |
 Adjustable Rate MortgagesDo you need a low monthly payment? Plan on relocating in the next 5 years? Do you want to maximize your cash flow? If you answered YES to anyone of those questions, then you should consider a 5 year adjustable rate mortgage as part of your financial plan.more info |
 VA LoansCreated in 1944 as a means to thank our country’s servicemen and women, this loan is an excellent option for those who qualify. Not only does this type of loan require no money down, it also makes allowances for those who may otherwise be credit challenged. more info |
Latest News 
Bad Credit? Steps to Owning a Home in Today’s Market
Home Loan Realities in Today’s Market
So, you’re thinking about buying a home? As you’ve discussed options, you’ve probably heard lots of stories. And gotten lots of advice from friends, family and co-workers about how you should arrange financing. While other people’s war stories may have nuggets of good information in them, your financial decision should ultimately be based on today’s market conditions and your own personal situation.
Read the rest of this entry »
Finding the Right Mortgage Loan for You
With hundreds of types of mortgages, and thousands of lenders, how does the average consumer make sense of all of the choice and numbers? Much of it comes down to working with the right mortgage expert and asking the right questions. These two tactics can put you on the road to getting the most affordable mortgage aligned with your specific needs and financial profile.
Read the rest of this entry »
The 1-2-3 of Homeowner Loans
As a homeowner, if you have equity in your home, you are well positioned to get a loan, secured by your position of home ownership. Your equity position is based on how much you owe on your current mortgage, subtracted from how much your home is worth. The balance is the equity you have built up in your home (EQUITY = HOME VALUE – HOME MORTGAGE ).
Read the rest of this entry »
When a Second Mortgage Makes Sense for Your Family
Any major financial decision should be thoughtfully considered and analyzed. The last few years have felt like a financial roller coaster for many homeowners. None of the old rules seem to apply in today’s market.
Read the rest of this entry »
Let’s Make a Deal – Housing and Interest Rates at New Lows!
Our economic reality looks very different today, and has endured the ups and downs of a turbulent and uncertain time in recent years. For those who have withstood the craziness of the last few years, and are ready to take the plunge into home ownership, there’s never been a better time.
Read the rest of this entry »
“The customer service is the best in the business, they kept me in the know the entire process”
“I feel confident that I got the best deal possible, I would recommend Home Lender Depot to anyone looking for a mortgage!”
I was amazed at Home Lender Depot’s commitment to personal service! I dealt with my Loan Officer from my initial call through my closing, which made it an exceptionally comfortable experience :)
